ASSOCIATION RECOVERY SOLUTION (ARS) 

The ARS program provides HOAs with discounted flat fees in order to obtain personal judgments & garnishments. The potential to collect is evaluated before initiating legal expenses. If a credit bureau evaluation shows a low potential for payment and the property has been lost in a foreclosure, the account can be sent to a collection agency. The cost is minimal and the account will be reported to credit reporting agencies. In contrast, if a credit bureau evaluation shows a high potential for collections, a lawsuit can be initiated. The lawsuits are handled by licensed attorneys who have agreed to offer discounted rates.